gas supply service for the mortgaged property(ies), and continue to pay for this service by direct debit through their Openbank account using the link provided by Openbank at all times. (v) The mortgage holder(s) must sign up for and maintain a Repsol S.A. (iv) The mortgage holder(s) must sign up for electricity supplies for the mortgaged property(ies) with Repsol, S.A and continue to pay for this service by direct debit through their Openbank account using the link provided by Openbank at all times. This life insurance policy must be current, arranged by direct deposit through an Openbank account held by the mortgage holders, and must insure 100% of the capital financed by one or between all of the holders.

(iii) The mortgage holder(s) must be covered by the life insurance sold with their mortgage through Open Bank, S.A. If there are two or more holders, the minimum amount is €1,800 per month (ii) the property/properties subject to the mortgage must be insured with the Home Insurance marketed by Openbank, S.A., Linked Bancassurance Operator.

For a single holder, the amount of any of the above items, both for a primary home and for a second home and/or self-employed, must be equal to or greater than €900 per month. Second home and/or self-employed: a salary, pension or any other type of periodic state benefit received by transfer must be set up with Openbank, or a deposit must be made from another bank into Openbank each month. 1 Interest rates subject to the following discount conditions: (i) Primary home: a salary, pension or any other type of periodic state benefit must be paid directly into Openbank.

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